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» Smilin' Jack   » Specific Discussions   » TWA Retiree Forum   » Retiree Dental Plan Changes for 2010

   
Author Topic: Retiree Dental Plan Changes for 2010
Bob Willcutts
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I finally received the letter from AMR about the Dental Plan Changes. I had also seen the info on Jetnet.aa.com.. I called METLIFE to see if they could give me a premium schedule....NOT. I asked them why I could not access the DENTAL PAGE on their website? They said that AMR has put a block on me? I called AMR HR and the lady told me that I was probably? blocked due to the change coming for 2010. She told me that we should be receiving the enrollment package during October 2009. As of this date, I have NOT received my enrollment package.

I would like others who care about this to check their situation out and post on the website whether or when they received their enrollment package. If we do not enroll or re-enroll in November, then we will LOSE our Dental Coverage. There is an improvement in the plan however, the rates are unknown to me at this point.

Waiting impatiently,

Bob Willcutts

Posts: 142 | From: Cabot, VT, USA  |  IP: Logged
DC9
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HAVEN'T GOTTEN MY LETTER YET FROM MET LIFE.
Posts: 378 | From: savannah,ga.usa  |  IP: Logged
Irish Miss
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Does this change affect those that retired as TWA or AA retirees?
Thanks for any info.

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jeff shrewsbury
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I received the packet 10/30. I am a full retiree at AA (2006). Don't know if that makes a difference from a TWA retiree for this "new" dental plan.

Myself and wife = $50/mo for cleaning, exam, (100%) fillings (70%). $750 annual max, Ded.=$150 Self + spouse

$102/mo for higher coverage, crowns dentures, root canal, major stuff $1500 annual max. Ded= $225

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Irish
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Irish Miss,

The following is copied from Jetnet and pertains to TWA retirees only:

"Retiree Dental Plan Participants

Effective Jan. 1, 2010, MetLife will take over full administration of the Retiree Dental Plan. If you have Retiree Dental coverage through MetLife, watch your mail for a letter from MetLife regarding new dental benefit options and payment information beginning in 2010.

If you are interested in purchasing one of the new options, you must enroll directly through MetLife during their one-time enrollment period. Payments for these new dental options will be made directly to MetLife. PayFlex will no longer be your Retiree Dental billing administrator as of January 1, 2010.

Note: This is not an open enrollment period for this program. Only current Retire Dental Plan participants are eligible to enroll."

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Irish Miss
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Thanks for the info. I did get my letter the other day but not the pricing yet.
Now I have to find out why MEDCO says my husband isn't eligible for perscriptions. I'll call tomorrow. ;-)

[ 11-02-2009, 02:18: Message edited by: Irish Miss ]

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XHNLEIC
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Just received the packet re: Dental. As usual they make things so complicated to wade through [for us old folks] that it will take me awhile to sort it out.

Of course, as everything else, premiums are going up and what is covered is minimal.

I guess the ONLY change we won't see is our income going up! [Mad]

Aloha!

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Bob Willcutts
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To All:

Received my Dental Enrollment Package from METLIFE on Nov 2. As you might guess, there are changes in both directions. The Plan Option #1 appears to be less expensive by about $12.00 per month in my Case Zone 1. and the coverages are less than the current plan. Option #2 is about $25.00 more than my current premium for Self + 1. The coverages are better than current plan. Humana has no plan available for me in Mississippi and AARP is more expensive for less coverage.

My current Dental Premium for Self + 1 Zone 1 is $54.61/month. New METLIFE Plan 2010 will be $42.00 per month for Option 1 or $80.00 per month for Option 2.

This past year, I will have paid $655.32 in premiums and have collected $724.70 from the Insurance Plan. I basically recovered my premiums plus some change. Next year will be anyone's guess. Being in or out of network makes a difference and fewer and fewer dentists are signing on to most dental plans.

Good luck and Good Health.

Bob

Posts: 142 | From: Cabot, VT, USA  |  IP: Logged
Phil
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Although it looks like we are just breaking even on this Dental Plan there is a hidden benefit. The "in network" price of a dental procedure is set by Met-life and is often much less than the amount the Doctor bills or charges a non insured walk in patient. If you break a tooth, need oral surgery, a cap or implant the maximum/year will hit pretty fast but the rest will be at a the negotiated reduced cost the Doctor agrees to accept to get the referrals. If the Doc sends you to a specialist be sure it is an "in network" specialist or you will pay the same as if you did not have Met-life on the amount above the maximum per year limit per patient.
Posts: 72 | From: Lake Oswego OR, USA  |  IP: Logged


 
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